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Despite public awareness campaigns highlighting the problems facing people with mental health problems and the fact that nobody is immune to developing a mental illness, people with mental health problems before the unjust discrimination, prejudice and stigma every day of their lives, not only by the members of the public but also from businesses, banks, employers, and even when it comes to an insurance policy.

The truth is that none of us can be a developmentmental illness, regardless of our ages, gender, location, profession or social status. In fact, statistics show that meets at least one quarter of any of us kind of mental problem within a year. Mental health problems can be very different in nature and can be from mild cases of depression and anxiety range for most severe cases of depression and schizophrenia, bipolar, varies with the type of symptoms and the intensity of these symptomsfrom person to person. However, there are problems in the world to send out.

Perhaps the most painful aspects of mental illness is the isolation and social exclusion often experienced by patients than a product of ignorance and misunderstanding by others, and that's what needs to change. If we consider, for example, insurance companies, which keep most people take for granted, but not if you had a mental illness suffered in the past ora mental health problem at the moment.

The results of an extensive report about discrimination against the mentally ill have shown that insurance companies will deny insurance or many exceptions, in lieu of insurance if there is a history of mental problems, although these problems exist many years ago and are no longer a problem . This applies to any kind of insurance, not only the life insurance or travel insurance, mortgage insurance, employment, Insurance, insurance rate, everything is always difficult to get if you have a mental health problem or a history of mental illness.

This could suggest that the insurance companies, and many others do not yet understand the issues or facts that surround mental illness or simply get the information. For example, mental health problems can occur as an isolated case in relation to a particular set of circumstances and after processingwill never happen again, certain types of mental illnesses are episodic in nature, and there are many people who need help for mental health problems to lead full and normal life. Probably the most important point is that just because that person for a mental problem does not automatically mean that pose a higher risk than anyone else. Insurance companies calculate their premiums at the level of perceived risk, based on alleged medicalEvidence. Perhaps this is the area that needs to be addressed.

What can you do about it? Certainly, if there is a case of unfair discrimination, then you can under the Disability Discrimination Act to sue, but by the spirit of charity, a leading British mental health, only a small number of cases, under this Act and of these only few have ever done. The Citizen's Advice Bureau (CAB) report that the majority of claims on payment protection insurancenot when mental illness is involved, because it is a common exclusion in many insurance policies.

It is not all doom and gloom, but people seem to awaken to the fact that somewhere something went wrong and that people with mental illness deserve the same rights as any other. While the United States, for example, found a study by American Association of Mental Health, that the majority of Americans believe that people with mental health problems should no longerare discriminated against by health insurance. In fact, approximately 96% of Americans believe that health insurance should cover mental health care. Here in the UK the government are aware of the problems associated with mental health and exclusion as well as a tightening of legislation for people protect against unfair discrimination awareness.

In the meantime, we would all do well to remember that psychological problems are just common, treatable, andcan affect each of us is always possible. Until we insist that people with mental health problems are given the same rights in society, like all others, the problem with the insurance.

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